Canada’s most accessible loans
Short-term loans are high-cost loans. Loan amounts depend on net pay and other qualifying
requirements.
Repayment Terms: Our loans have flexible repayment terms ranging from 62 to 180 days. You can choose to repay in 1, 2, or 3 equal installments.
Compliant Example: A $500 loan over 90 days at 32% APR would cost $40 in interest, requiring total repayment of $540.
British Columbia Residents: The maximum fee allowed for a short-term loan in BC is 14% of the
principal. We charge $14 per $100 borrowed. For example, a $300 loan over 62 days has a total borrowing cost of $42, requiring repayment of $342, with an
APR of 82.58%
Manitoba Residents: The maximum allowable charge is 14% of the principal. We charge
$14 per $100 loaned. Example: A $300 loan for 62 days costs $42 to borrow, with
total repayment of $342 and an APR of 82.58%. Contact Manitoba Consumer Protection
Office at 1-204-945-3800 or visit gov.mb.ca/cp/cpo.
Nova Scotia Residents: Cost of borrowing is $14.00 per $100 on a $300 loan for 62
days (82.58% APR).
Ontario Residents: Maximum cost is $14 per $100 borrowed. We charge $14 per
$100. A $500 loan for 62 days costs $70 to borrow, with total repayment of
$570 and an APR of 82.58%.
Saskatchewan Residents: Maximum cost is $14 per $100 borrowed. We charge $14 per
$100. A $300 loan for 62 days costs $42 to borrow, with total repayment of
$342 and an APR of 82.58%.